Heritex Family — Ontario Expansion

Heritex Successorale
Ontario

Common law trust planning for Ontario families. Same Heritex intelligence, adapted to Ontario's legal framework.

Compliant with Trustee Act R.S.O., Family Law Act, ITA, Succession Law Reform Act

10 trust types available

Ontario trust types

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Protect ODSP benefits for disabled beneficiary

👨‍👩‍👧

Income splitting for high-income families ($250K+/yr)

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Probate avoidance for couples 65+ (~1.5% savings)

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Protect children's inheritance from creditors/divorce

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Creditor protection + capital preservation

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Lifetime income + remainder to charity (46% credit)

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Hold assets for minors with custom maturity age

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Privacy + probate avoidance for 65+ singles

Aspect	Quebec (Civil Law)	Ontario (Common Law)
Legal framework	Code civil du Québec (1991)	Common law + Trustee Act R.S.O.
Document instrumentation	Notaire (notarial act)	Lawyer (legal opinion + execution)
Probate	No probate fees (notarized wills)	~1.5% Estate Administration Tax
Spousal regime	Société d'acquêts (CcQ 414+)	Family Law Act equalization
Heritex coverage	20+ fiducies disponibles	10 trust types available

Heritex Successorale Ontario launches Q3 2026. Join the waitlist to be notified when we open beta to Ontario families.